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Attention: Pizza Operators and Small Restaurants – Let Discount Merchant Accounts .net show all of you Pizza Operators and small Restaurants owners how to save money by cutting your credit card processing costs. Merchant accounts are taking on a new look and Discount Merchant Accounts .net will show how this alternative change in credit card processing can save you money.

There are two ways that credit card processing can calculate your fees. Most merchants are processing under the old standard pricing model. That old standard pricing model for credit card processing is called "Three Tier Pricing", which comprises: 1) “Qualified” (Card Present - Swipe Rate), 2) “Mid-Qualified” (Key Entered – Card Not Present), and 3) “Non-Qualified” (Commercial and World Cards, some Reward Cards, and EIRF).

A new pricing model has emerged in the past few years called “Interchange Plus” which Discount Merchant Accounts .net uses. What is “Interchange Plus”? The term comes from the rates that Visa and MasterCard charge credit card processing companies. To put it simply, the credit card processing rates are based on marking up the actual dozens of specific MasterCard and Visa rate categories a percentage amount of "basis points" (100 basis points = 1%), plus the per-transaction fee (sometimes called the "per item" fee). By pricing the merchant account in this manner, there will be extra savings generated, because the “Three Tier Pricing” model frequently defaults to the highest “Mid-Qualified” and/or “Non-Qualified” MasterCard and/or Visa interchange rate.

Fax us your latest merchant statement for a fact finding free analysis of how much money you could be saving switching to a “Interchange Plus” merchant account. Discount Merchant Accounts .net fax number is 716 934-2643.
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